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Adams, Arapahoe, Boulder, Broomfield, Clear Creek, Denver, Douglas, Elbert, Gilpin, Jefferson, Park

Here's everything you need to know about your benefits and how your plan works.

Getting the Most from Your Plan

Learn your plan basics and how to use your benefits.

Updated November 15, 2022

Summary of Benefits

See an overview of your plan's benefits and costs.

Updated November 16, 2022

Over-the-Counter (OTC) Catalog

Browse the items you can buy with your OTC Credit.

Devoted Dollars

Our rewards program lets you earn Devoted Dollars rewards for taking care of your health. See your Summary of Benefits for specific reward amounts.

Evidence of Coverage

Dig into the nitty gritty about how your plan works, what's covered, and what you'll have to pay.

Drug Costs with Extra Help

With Extra Help from Medicare, you'll pay less for prescription drug coverage. Extra Help is also known as the low-income subsidy or LIS. And the charts that show your costs with Extra Help are sometimes called LIS Premium Summary Charts.

Prior Authorization

Before you get some types of care, you need prior authorization. That means your provider has to check with us first to make sure we'll cover it. Find out when you need prior authorization.


Find out when you need a referral to a specialist.

Durable Medical Equipment

If you need durable medical equipment (DME) — like an oxygen tank or wheelchair — check our list to see the brands we cover.